Towercrest Capital Management        



We continually monitor changes in economic and market conditions to help guide asset allocation decisions. The Towercrest Financial Conditions Index includes many leading and lagging indicators in categories ranging from the health of the consumer to corporate earnings and market action.  We measure seven components of financial conditions, assigning a score in each using a scale from 0 to 100, where 100 represents the highest score. The seven component scores are then averaged to give an overall score. A score above 55 indicates an increased allocation to stocks; while a score below 55 indicates an increased allocation to bonds.